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2026 Income Limit and Maximum Rent Tables for All Colorado Counties 20%-120% of Area Median Income (AMI) [20%-160% AMI for rural resort counties] - The IRS allows Housing Tax Credit projects that placed in service as of 12.31.2008 to use higher HERA Special limits. |
HUD Effective Date: May 1, 2026 | ||||||||||||||||||||
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- All Housing Tax Credit and CHFA Loan projects are “held harmless” from limit decreases. To be “held harmless,” a project must be in service before 06.15.2026. - Housing Tax Credit and CHFA Multifamily Loan projects whose counties experienced a decrease in 2026 limits and that place in service before 06.15.2026 may continue to apply the same limits used in 2025. |
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| County | AMI | 0 Bdrm | 1 Bdrm | 2 Bdrm | 3 Bdrm | 4 Bdrm | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |||||||
| 2026 Maximum Rents | 2026 Income Limits | ||||||||||||||||||||
| Teller | 1.2 | 2367 | 2535 | 3042 | 3514 | 3921 | 94680 | 108120 | 121680 | 135120 | 146040 | 156840 | 167640 | ||||||||
| Teller | 1.1 | 2169 | 2323 | 2788 | 3221 | 3594 | 86790 | 99110 | 111540 | 123860 | 133870 | 143770 | 153670 | ||||||||
| Teller | 1 | 1972 | 2112 | 2535 | 2928 | 3267 | 78900 | 90100 | 101400 | 112600 | 121700 | 130700 | 139700 | ||||||||
| Teller | 0.9 | 1775 | 1901 | 2281 | 2635 | 2940 | 71010 | 81090 | 91260 | 101340 | 109530 | 117630 | 125730 | ||||||||
| Teller | 0.8 | 1578 | 1690 | 2028 | 2343 | 2614 | 63120 | 72080 | 81120 | 90080 | 97360 | 104560 | 111760 | ||||||||
| Teller | 0.7 | 1380 | 1478 | 1774 | 2050 | 2287 | 55230 | 63070 | 70980 | 78820 | 85190 | 91490 | 97790 | ||||||||
| Teller | 0.6 | 1183 | 1267 | 1521 | 1757 | 1960 | 47340 | 54060 | 60840 | 67560 | 73020 | 78420 | 83820 | ||||||||
| Teller | 0.55 | 1084 | 1161 | 1394 | 1610 | 1797 | 43395 | 49555 | 55770 | 61930 | 66935 | 71885 | 76835 | ||||||||
| Teller | 0.5 | 986 | 1056 | 1267 | 1464 | 1633 | 39450 | 45050 | 50700 | 56300 | 60850 | 65350 | 69850 | ||||||||
| Teller | 0.45 | 887 | 950 | 1140 | 1317 | 1470 | 35505 | 40545 | 45630 | 50670 | 54765 | 58815 | 62865 | ||||||||
| Teller | 0.4 | 789 | 845 | 1014 | 1171 | 1307 | 31560 | 36040 | 40560 | 45040 | 48680 | 52280 | 55880 | ||||||||
| Teller | 0.3 | 591 | 633 | 760 | 878 | 980 | 23670 | 27030 | 30420 | 33780 | 36510 | 39210 | 41910 | ||||||||
| Teller | 0.2 | 394 | 422 | 507 | 585 | 653 | 15780 | 18020 | 20280 | 22520 | 24340 | 26140 | 27940 | ||||||||
| Rental Levels | Potential Buyer Levels | Max Allowed Income for Prop 123 Attainable Housing | |||||||||||||||||||
| If your rent is between 80-120% AMI you might qualify to buy a home. | |||||||||||||||||||||
Federal Programs USDA Section 504 Home Repair Program
Offers grants to elderly very-low-income homeowners to remove health and safety hazards, and loans to very-low-income homeowners for repairs, improvements, or modernization. Grants have a lifetime limit of $10,000 ($15,000 in presidentially declared disaster areas), and combined loans and grants can reach $50,000 ($55,000 in disaster areas) USDA link (Ongoing Program)
Household income does not exceed the very low limit by county see USDA chart.
Types of Repairs Covered
Health and safety hazards (e.g., broken furnaces, water heaters, sewer lines)
Structural repairs (foundation, roof, plumbing)
Accessibility modifications for seniors or disabled residents
Environmental hazards (mold, radon)
Energy efficiency improvements through weatherization programs (insulation, air sealing, efficient appliances) - LEAP https://cdhs.colorado.gov/leap
Eligibility Criteria
Owner-occupancy: Must live in the home as your primary residence
Income limits: Vary by program and county, often based on AMI
Repair type: Priority given to urgent health, safety, or accessibility issues
Property status: Taxes, title, insurance, and mortgage standing may be reviewed
Project readiness: Agencies typically require bids, photos, and documentation of income and repair scope
State Program UAACOGS – Application until March 2027 - Jackie Wolf – Teller County (719) 269-7687
DOLA – SFOO - Home Repair Program Low interest loan program 3% cap of $24,999 terms are based on your ability to pay. This is an annual program and extendable. Current Mar 2026 to Mar 2027. Income based on 100% AMI and under, see the CHFA chart.
Grants Gold Camp Housing Partners – Applications start Jan 2027
Contact Gold Camp Housing Partners 719.351.0193 Susan Balcome
Colorado Department of Local Affairs (DOLA) Single-Family Owner-Occupied Rehabilitation Program:
Provides small grants up to $10,000 for immediate threats to health and safety, including roof leaks, plumbing hazards, accessibility modifications, and structural risks. Eligibility generally extends to households at or below 100% of area median income (AMI).
Common Types of Home Modification
Home modifications can range from small adjustments to major structural changes:
Assistive devices and additions: Grab bars in bathrooms, handrails, shower chairs, lever-style door handles, motion-sensor lighting, and specialized alarm systems for sensory impairments.
Structural changes: Widening doorways for wheelchair access, installing ramps, leveling floors, reconfiguring bathrooms, or adding elevators.
Indoor and outdoor adjustments: Non-slip flooring, improved lighting, lowering kitchen counters, or adding first-floor bathrooms to reduce fall risks.
The Income Tax Credit for Retrofitting Home for Health bills (HB18-1267, HB19-1135 and SB23-196)
created a state income tax credit to help people with an illness, impairment or disability retrofit their residence for greater accessibility and independence. It allows for up to a $5,000 non-refundable tax credit per person in the family with a disability or impairment. The credit is available for home modifications completed in tax years 2019 through 2028. The credit can be utilized for up to eight years from the tax year in which the home modification was completed, or until the amount of the credit is exhausted, whichever occurs first.
Changes made to the residence may include, but are not limited to:
Installing or building ramps
Modifying bathrooms
Installing grab-bars
Widening doorways
Modifying kitchen facilities
Installing specialized electric and plumbing systems that are necessary to accommodate medically necessary equipment and supplies
Cognitive or sensory adaptations: Security fencing for individuals with dementia, noise-dampening renovations for people with autism, or protective padding for those with impaired vision
Historic Preservation & Planning Coordinator (719) 689-3588 x3, J. Lynn Lyons
Historic Preservation | Cripple Creek, CO
Approval passed to modifying eligibility criteria for Historic Preservation Grants, J. Lynn Lyons, Historic
Preservation Coordinator. There are two types of HPC grants: residential and commercial. About 20
years ago, the residential lifetime limit was set to a $50,000 lifetime cap, with a $10,000 annual cap. It is also proposed to increase the owner’s match from 10% to 30%. These changes will help open up grants to places that have already reached their lifetime limit.
HPC also proposes adding a step in the application process that addresses homeowners’ insurance so
that we are not the first line of defense. As an example, HPC would assist with a large deductible on a
roof instead of shouldering the entire amount.